As a Correspondent with a leading provider of farm loans to America's farmers and ranchers we are providing land loan financing nationwide for farm and ranch acquisitions, refinancing existing debt and financing capital expansion.
Program Highlights Agricultural Finance Program offers farm loan products to fit your individual needs with competitive interest rates and flexible repayment terms on both adjustable and fixed-rate mortgages.
Fixed Rates: 10-year and 15-year
Amortization: up to 30 years
AG Finance - Fast Track Loans The "Fast Track" loan program through the Secondary Market is a streamlined loan application process that provides fast loan approval requiring minimum loan documentation.
Loan-to-Value: 55% maximum
Loan Amount: $300k minimum - $1m maximum
Acceptable credit history and a minimum credit score of 700/720
Debt-to-Asset Ratio: 45% max up to $300k, 40% $300k +.
AG Finance - Fully Underwritten Loans For loan applications requesting loan amounts or other terms that are outside "Fast Track" parameters, we offer loan programs that utilize a more conventional loan application and documentation process.
Loan Amount: $300k minimum - $22m maximum
Acceptable credit history and a minimum credit score of 680
Debt-to-Asset Ratio: 50% max
Private Money Available - for those who don't qualify.